Dear members, Partners and Wel- wishers.

It gives me immense pleasure and pride to extent my heartfelt greetings to all of you on the auspicious occasion of our 25th Anniversary (Silver Jublee). Over the past 25 years, Samakhusi Multipurpose Cooperative Ltd. has grown from a small community initiative into a trusted and progressive cooperative institution, guided by our core values os mutual trust, transparency, and collective prosperity. Our journey has been marked by commitment, hard work, and cooperation among our members, board and staff. Together we have faced challenges, embraced innovation, and achieved stability while upholding our social and economic responsibilities. Today our cooperative stands as a symbol of unity and sustaniable development in the heart of Kathmandu.

As we celebrate this remarkable miles stone. Our vision is to move forward modren technology, digital banking facilities, and inclusive financial services that empower every member of our community. We are determined to strengthen our foundation, promote entreprenuership, and create opportunities for youth and women through cooperative principles. Our vision is to build a modern, digital and inclusive, cooperative instiution that provides accessible financial services to every member, strengthens entrepreneurship, and contributes actively to Nepal's sustainable development. We envision a cooperative that not only manages resources but creats opportunities, build trust, and uplifts lives through innovative and service excellence. Let us continue the cooperative spirit with renewed energy and a shared vision of " Prosperity Through Vision" and goal into strengthen financial literacy and ethical governance.

I sincerely thank all our founding members, past leaders, employees, and loyal members who have contributed to our success. Your trust and dedication inspire us to dream bigger and serve better.

-Chairperson , Samakhusi Multipurpose Cooperative Society Ltd.